Sole traders and freelancers
Consultants, trades, creatives. Income comes in from different places, and the tax bill always feels like a surprise.
"What do I owe, and is it put aside?"
Laurie keeps your books, plans your month and gets you ready for Making Tax Digital. Just tell it what's going on, like you'd tell a friend who's good with money.
For UK sole traders, freelancers and landlords. Nothing changes in your records until you say yes.
A day rate here, a side project there, a bit of crypto, a flat you let out. Laurie was built by someone juggling all of that, for everyone else who is too.
Consultants, trades, creatives. Income comes in from different places, and the tax bill always feels like a surprise.
"What do I owe, and is it put aside?"
A job plus a business, or a business plus crypto. Laurie keeps each one separate, so a transfer from an exchange isn't mistaken for earnings.
"Is this money income, or just mine coming back?"
Rent, repairs and mortgage costs, kept with the receipts that back them up, ready for quarterly updates from 2027 or 2028.
"Which of these costs can I actually claim?"
HMRC is moving sole traders and landlords to digital records and quarterly updates. It's based on your income before expenses, from self-employment and property together.
Drop in bank statements or exports from your exchange. Laurie keeps the originals untouched, line by line.
It suggests what each payment is and shows why. When it isn't sure, it asks you instead of guessing.
Nothing goes into your books until you say yes. Your budget, tax estimate and return figures update from there.
Invite your accountant into your business records. They get the items that need a decision, with the bank line and the evidence next to each one. Your personal budget stays private.
Laurie suggests; you approve. Every change is recorded and can be traced back.
6 April to 5 April, with exact pennies. No rounding your figures to make things balance.
Your home budget is visible only to you, never to your accountant.
Estimates show their working and what's still unknown. When something needs a professional, Laurie says so.
Start with one bank statement. Laurie will show you where you stand, and what to put aside for tax. Free to start.